In June 2020, the Department for Education introduced the Multiplication Tables Check (MTC) โ€” a mandatory online assessment for all Year 4 children in England. Every child must answer 25 questions across all the times tables from 2 to 12, with just 6 seconds to answer each one. The entire test takes about five minutes.

This single change made times table fluency more important than it has been for a generation. And yet many children arrive at Year 4 without the rapid recall the test demands.

What the Curriculum Expects, and When

The MTC at the end of Year 4 is the moment when rapid recall is formally tested. But the foundation for that fluency needs to be built consistently from Year 2 onwards.

The Difference Between Understanding and Fluency

Many children understand multiplication without having fluent recall. They can work out 7 ร— 8 by counting on, or by doing 7 ร— 4 ร— 2, or by some other strategy. This understanding is genuinely important.

But fluency โ€” the ability to retrieve 7 ร— 8 = 56 in under two seconds without working it out โ€” is a different skill, and it matters enormously. When multiplication facts are automatic, children can use their working memory for the harder parts of maths problems (reasoning, fractions, algebra) rather than spending it on basic computation.

The Hardest Tables

Research and teacher experience consistently show the same culprits:

The most reliably effective strategy for these hard facts is concentrated, regular retrieval practice โ€” not understanding (the child usually already understands), but drilling the recall until it's automatic.

What Works for Times Table Practice at Home

The Pocket Money Game's maths section covers all 2ร— to 12ร— tables across its levels, presenting questions in random order with immediate feedback โ€” exactly the conditions that build genuine fluency.

A Word on Dyscalculia

For children with dyscalculia โ€” a specific learning difficulty affecting number processing โ€” the fluency model is genuinely harder. These children may need alternative strategies (using patterns, mnemonics, physical counting aids) for longer. If your child is making no progress despite consistent practice, it's worth raising with their teacher and considering an assessment.